Effective Date: [2/5/2025]

At Advantage Benefits Group, we are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy outlines the types of personal information we collect, how it is used, and who it may be shared with in accordance with industry regulations and carrier policies.

1. Personal Information We Collect

We collect personal information to provide you with the best possible insurance services. This information may include, but is not limited to:

• Full name
• Contact details (phone number, email address, mailing address)
• Social Security Number (SSN)
• Date of birth
• Health and medical information
• Financial information related to billing and payments
• Employment and income details
• Any other personal data you voluntarily provide to us during the insurance application process

2. How Personal Information Is Used

We use your personal information for the following purposes:

• To evaluate and provide you with insurance quotes and policy options.
• To process your applications, claims, and other related services.
• To communicate with you regarding your insurance policies, including updates, billing information, and important notices.
• To ensure compliance with applicable legal and regulatory requirements.
• To improve our services and tailor our offerings to better suit your needs.

3. Who Personal Information Is Shared With

We may share your personal information with the following parties:

• Insurance carriers and providers: To facilitate the underwriting, issuance, and management of your insurance policy.
• Service providers and contractors: Third-party companies who assist us in providing services (e.g., technology providers, billing services, customer support).
• Regulatory and legal authorities: As required by law or to respond to legal processes or requests.

We do not share your personal information with third parties for marketing purposes.

4. SMS Consent and Privacy

By providing your phone number, you consent to receive SMS messages related to your insurance policy. Please note that SMS consent is not shared with third parties for marketing purposes. We will only use your phone number for communication directly related to your insurance policy, including quotes, policy updates, reminders, and customer service inquiries.

5. Data Security

We take the security of your personal information seriously. We implement industry-standard security measures, including encryption and secure data storage, to protect your data from unauthorized access, alteration, disclosure, or destruction.

6. Your Rights and Choices

You have the right to:

• Request access to the personal information we hold about you.
• Request corrections to any inaccuracies in your personal information.
• Opt-out of receiving marketing communications from us (although we may still need to communicate with you regarding your policy).
• Withdraw SMS consent at any time by replying “STOP” to any SMS message from us.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or service offerings. Any changes will be posted on our website, and the updated policy will be effective as of the date indicated above.

8. Contact Us

If you have any questions about this Privacy Policy or how we handle your personal information, please contact us at:

Advantage Benefits Group
Phone: (321) 345-8118
Email: [email protected]

By using our services, you agree to the collection and use of your personal information as described in this Privacy Policy.